SB 282 (2013) - Consumer Finance Charges

General Bill by Richter

Consumer Finance Charges: Increasing the proportionate loan amounts that are subject to descending maximum rates of interest; increasing the maximum delinquency charge that may be imposed for each loan payment in default for not less than a specified time; providing penalties, etc.

SB Substituted for

HB 425 By Goodson

Effective Date: July 1, 2013, and applies to all consumer finance loans entered into on or after that date

Last Event: 06/10/13 Chapter No. 2013-124 on Monday, June 10, 2013 9:23 AM

Referred Committees and Committee Actions

Senate Referrals

Banking and Insurance
- On agenda for: 03/20/13 3:00 PM
- Favorable (final action) Votes: Yeas 11 Nays 0
Commerce and Tourism
- On agenda for: 04/08/13 1:00 PM
- Favorable (final action) Votes: Yeas 11 Nays 0

Related Bills

Bill #	Subject	Relationship
Bill #: HB 425	Subject: Consumer Finance Charges	Relationship: Identical

Bill Text

Staff Analysis

Chamber	Committee
Chamber: Senate	Committee: Commerce and Tourism 4/8/2013 4:23:08 PM
Chamber: Senate	Committee: Commerce and Tourism 4/5/2013 1:33:04 PM
Chamber: Senate	Committee: Banking and Insurance 3/20/2013 6:54:48 PM
Chamber: Senate	Committee: Banking and Insurance 3/18/2013 1:44:19 PM

Vote History

Chamber	Date	Yeas	Nays	Action	Action 2	Vote Detail	Barcode
Chamber: Senate	Date: 04/24/2013 01:34 PM	Yeas: 31	Nays: 3	Action:	Action 2:	Vote Detail: Vote [Seq# 7]	Barcode:
Chamber: House	Date: 05/01/2013 08:14 AM	Yeas: 109	Nays: 6	Action: Passage	Action 2:	Vote Detail: Vote [Seq# 368]	Barcode:

Bill History

Event	Time	Member	Committee	Ver.
Event: Chapter No. 2013-124	Time: 06/10/2013 - 9:23 AM	Member:	Committee:	Version: er
Event: Approved by Governor	Time: 06/07/2013 - 3:35 PM	Member:	Committee:	Version: er
Event: Signed by Officers and presented to Governor	Time: 05/28/2013 - 11:32 AM	Member:	Committee:	Version: er
Event: S Ordered enrolled -SJ 986	Time: 05/01/2013 - 9:33 AM	Member:	Committee:	Version: __
Event: H Message sent to senate	Time: 05/01/2013 - 9:31 AM	Member:	Committee:	Version: __
Event: H Passage on third reading	Time: 05/01/2013 - 8:14 AM	Member:	Committee:	Version: __
Event: H Passed; YEAS 109, NAYS 6	Time: 05/01/2013 - 8:13 AM	Member:	Committee:	Version: __
Event: H Read 3rd time	Time: 05/01/2013 - 8:08 AM	Member:	Committee:	Version: __
Event: H Added to Third Reading Calendar	Time: 04/30/2013 - 5:57 PM	Member:	Committee:	Version: __
Event: H Placed on 3rd reading	Time: 04/30/2013 - 10:00 AM	Member:	Committee:	Version: __
Event: H Substituted for HB 425	Time: 04/30/2013 - 9:52 AM	Member:	Committee:	Version: __
Event: H Read 2nd time	Time: 04/30/2013 - 9:51 AM	Member:	Committee:	Version: __
Event: H 1st Reading	Time: 04/29/2013 - 10:20 PM	Member:	Committee:	Version: __
Event: H Bill added to Special Order Calendar (4/30/2013)	Time: 04/29/2013 - 7:36 PM	Member:	Committee:	Version: __
Event: H Bill referred to House Calendar	Time: 04/29/2013 - 6:23 PM	Member:	Committee:	Version: __
Event: H In Messages	Time: 04/26/2013 - 7:52 AM	Member:	Committee:	Version: __
Event: S Passed; YEAS 31 NAYS 3 -SJ 555	Time: 04/24/2013 - 1:34 PM	Member:	Committee:	Version: __
Event: S Read 3rd time -SJ 555	Time: 04/24/2013 - 1:34 PM	Member:	Committee:	Version: __
Event: S Placed on 3rd reading	Time: 04/16/2013 - 9:52 AM	Member:	Committee:	Version: __
Event: S Read 2nd time -SJ 445	Time: 04/16/2013 - 9:49 AM	Member:	Committee:	Version: __
Event: S Placed on Special Order Calendar, 04/16/13	Time: 04/11/2013 - 5:35 PM	Member:	Committee:	Version: __
Event: S Placed on Calendar, on 2nd reading -SJ 363	Time: 04/08/2013 - 4:27 PM	Member:	Committee:	Version: __
Event: S Favorable by- Commerce and Tourism; YEAS 11 NAYS 0 -SJ 363	Time: 04/08/2013 - 2:30 PM	Member:	Committee:	Version: __
Event: S On Committee agenda-- Commerce and Tourism, 04/08/13, 1:00 pm, 110 Senate Office Building	Time: 04/03/2013 - 4:51 PM	Member:	Committee:	Version: __
Event: S Now in Commerce and Tourism -SJ 239	Time: 03/21/2013 - 8:14 AM	Member:	Committee:	Version: __
Event: S Favorable by Banking and Insurance; YEAS 11 NAYS 0 -SJ 239	Time: 03/20/2013 - 6:48 PM	Member:	Committee:	Version: __
Event: S On Committee agenda-- Banking and Insurance, 03/20/13, 3:00 pm, 110 Senate Office Building	Time: 03/15/2013 - 1:04 PM	Member:	Committee:	Version: __
Event: S Introduced -SJ 25	Time: 03/05/2013 - 8:18 AM	Member:	Committee:	Version: __
Event: S Referred to Banking and Insurance; Commerce and Tourism -SJ 25	Time: 01/17/2013 - 12:19 PM	Member:	Committee:	Version: __
Event: S Filed	Time: 01/14/2013 - 2:58 PM	Member:	Committee:	Version: __

Statutes Referenced by this Bill

Statute	Other Bill Citations
516.031	HB 425
516.19	HB 425