General Bill
Property and Casualty Insurance:
Provides for citation as the "Homeowners' Defense Act; authorizes the Public Counsel to represent the general public before the Office of Insurance Regulation and prescribes the Public Counsel's access to specified records; provides an additional breakdown for the distribution of Hurricane Loss Mitigation Fund moneys between programs relating to mobile homes and programs relating to residences and creates a program of low-interest loans to further the purposes of the fund; deletes provisions relating to arbitration of rate filings; includes coverage for damage from wind-driven water in the definition of "hurricane coverage"; prohibits cancellation or nonrenewal of residential property insurance by an insurer who has insured the property for 3 years or longer for any reason except a fraudulent act by the policyholder; provides for notice to policyholders of rate increases that exceed a threshold amount; provides for participation by consumer advocacy groups in the ratemaking process; revises guidelines relating to deductibles; requires the Office of Insurance Regulation to approve underwriting rules for homeowners' insurance not contained in rating manuals; requires timely payment of living expenses necessitated by uninhabitability of damaged residential property; provides an appropriation to the Department of Community Affairs for a residential hurricane mitigation low-interest loan program and deletes a low-interest loan program for retrofitting homes and mobile homes for hurricane damage mitigation; abolishes "use and file" rate filings.
Effective Date:
July 1, 2006.
Last Event:
Died in Insurance Committee, Link/Iden/Sim/Compare passed, refer to CS/CS/SB 1980 (Ch. 2006-12) on Friday, May 5, 2006 11:59 PM
| Bill #
|
Subject
|
Relationship
|
|
Bill #:
SB 780
|
Subject:
Property & Casualty Insurance
|
Relationship:
Similar
|
|
Bill #:
HB 7225
|
Subject:
Property and Casualty Insurance
|
Relationship:
Compare
|
|
Bill #:
HB 7241 CS
|
Subject:
Florida Workers' Compensation Joint Underwriting Association
|
Relationship:
Compare
|
|
Bill #:
CS/CS/SB 1980
|
Subject:
Property & Casualty Insurance
|
Relationship:
Compare
|
|
Bill #:
CS/SB 2118
|
Subject:
Workers' Comp. Joint Underwriting
|
Relationship:
Compare
|
| Event |
Time |
Member |
Committee |
Ver. |
|
Event:
H Died in Insurance Committee, Link/Iden/Sim/Compare passed, refer to CS/CS/SB 1980 (Ch. 2006-12)
|
Time:
05/05/2006 - 11:59 PM
|
Member:
|
Committee:
Insurance Committee
|
Version:
|
|
Event:
H Now in Insurance Committee
|
Time:
03/09/2006 - 2:51 PM
|
Member:
|
Committee:
Insurance Committee
|
Version:
__
|
|
Event:
H Referred to Commerce Council
|
Time:
03/09/2006 - 2:51 PM
|
Member:
|
Committee:
Commerce Council
|
Version:
__
|
|
Event:
H Referred to State Administration Appropriations Committee
|
Time:
03/09/2006 - 2:51 PM
|
Member:
|
Committee:
State Administration Appropriations Committee
|
Version:
__
|
|
Event:
H Referred to Insurance Committee
|
Time:
03/09/2006 - 2:51 PM
|
Member:
|
Committee:
Insurance Committee
|
Version:
__
|
|
Event:
H 1st Reading
|
Time:
03/07/2006 - 11:59 PM
|
Member:
|
Committee:
|
Version:
__
|
|
Event:
H Filed
|
Time:
02/23/2006 - 9:44 AM
|
Member:
Gannon
|
Committee:
|
Version:
__
|
| Statute
|
Other Bill Citations
|
|
112.3145
|
HB 493 CS,
HB 7257
|
|
215.559
|
HB 1209,
HB 7257
|
|
350.061
|
HB 643
|
|
350.0611
|
|
|
350.0612
|
|
|
350.0613
|
HB 643
|
|
350.0614
|
HB 643
|
|
408.40
|
|
|
624.319
|
|
|
627.062
|
HB 1209,
HB 7225
|
|
627.0629
|
HB 1209
|
|
627.0651
|
|
|
627.311
|
HB 711,
HB 1097,
HB 7241 CS
|
|
627.351
|
HB 79,
HB 223,
HB 551 CS,
HB 711,
HB 721,
HB 1097,
HB 1209,
HB 1261,
HB 7067,
HB 7225
|
|
627.4025
|
|
|
627.4133
|
|
|
627.4145
|
|
|
627.41494
|
|
|
627.701
|
HB 1209,
HB 7225
|
|
627.70105
|
|