HB 7263 CS (2006) -  Motor Vehicle Insurance

by Insurance Committee and Ross (CO-SPONSORS) Arza; Waters
Requires motorcycle registrants to provide proof of security; provides specific requirements for reinstatement of a motorcycle license and registration; provides for reinstatement fees; requires proof of security for application of a motorcycle registration; requires owners and registrants of motorcycles to maintain specified security; requires medical payments and property damage coverage; authorizes alternative types of security; authorizes deductibles and applicability of the deductibles; makes an owner or registrant personally responsible for failure to maintain the required security; authorizes the Department of Highway Safety and Motor Vehicles to adopt rules; specifies minimum and maximum motor vehicle insurance premium discounts available under specified circumstances; requires the Department of Highway Safety and Motor Vehicles to require specified motor vehicle insurance policyholders to pass a written test for specified purposes; revises provisions relating to insurer requests for patient diagnostic or treatment information in disputes; provides for specified damages and attorney's fees in cases involving unfair trade practices by insurers; requires investigations by the Office of Insurance Regulation; provides for availability of additional personal injury protection benefits for specified emergency services and care; provides limitations on the increased benefit; specifies application of specified attorney fee provisions to disputes; prohibits application of a contingency risk multiplier applicable to awards of attorney's fees in disputes; specifies additional information requirements for notification of an insured's right to receive personal injury protection benefits under the Florida Motor Vehicle No-Fault Law relating to anti-fraud rewards; requires specified insurers to provide medical payments motorcycle insurance coverage; provides requirements and limitations; provides penalties; specifies covered persons; authorizes insurers to offer various levels of deductibles for the medical payments coverage; requires the Florida Automobile Joint Underwriting Association to make coverage available under specified circumstances; requires the Financial Services Commission to adopt rules; specifies additional information to be included in a crash report; creates a rebuttable presumption relating to the existence of passengers in vehicles involved in a crash; provides an additional fee for specified offenses relating to insurance crimes; requires the Department of Highway Safety and Motor Vehicles to collect and deposit the fee into the Highway Safety Operating Trust Fund; provides an additional circumstance relating to insurance crimes for mandatory revocation of a person's driver's license; prohibits business solicitation by telephone from persons involved in a motor vehicle accident; prohibits scheming to create documentation of a motor vehicle crash that did not occur; provides a criminal penalty; provides that creating, marketing, or presenting fraudulent proof of motor vehicle insurance is a felony of the third degree; extends the repeal of the Florida Motor Vehicle No-Fault Law.
Effective Date: October 1, 2006.
Last Event: Companion Bill passed, Link/Iden/Sim/Compare passed, HB 561 (Ch. 2006-305) on Wednesday, May 3, 2006 3:45 PM; HB Laid on Table

PCB committee actions:

  • PCB IN 06-03 recommended by:
    Insurance Committee
    • On agenda for: 03/30/06   9:45 AM View Notice
    • Favorable With Amendment(s) (final action) See Votes

Referred Committees and Committee Actions

House Referrals

Related Bills

Bill Text

    • 700727 , Ross Date Filed: 04/26/06, Page#: 0, Line#: 220 House: Temporarily Postponed 04/27/2006 12:25 PM
    • 642661 , Ross Date Filed: 04/26/06, Page#: 0, Line#: 261
    • 823835 , Galvano Date Filed: 04/26/06, Page#: 0, Line#: 351
    • 770773 , Galvano Date Filed: 04/26/06, Page#: 0, Line#: 398
    • 760601 , Kottkamp Date Filed: 04/26/06, Page#: 0, Line#: 424
    • 093505 , Ross Date Filed: 04/26/06, Page#: 0, Line#: 433
    • 194097 , Ross Date Filed: 04/26/06, Page#: 0, Line#: 0
    • AA 191577 , Ross Date Filed: 04/26/06, Page#: 0, Line#: 4
    • AA 680339 , Ross Date Filed: 04/26/06, Page#: 0, Line#: 11
    • AA 460791 , Ross Date Filed: 04/26/06, Page#: 0, Line#: 274
    • AA 447589 , Ross Date Filed: 04/26/06, Page#: 0, Line#: 282
    • AA 834491 (late) , Ross Date Filed: 04/26/06, Page#: 0, Line#: 284
    • AA 383015 , Ross Date Filed: 04/26/06, Page#: 0, Line#: 362
    • AA 063297 (late) , Ross Date Filed: 04/26/06, Page#: 0, Line#: 377
    • AA 158977 (late) , Homan Date Filed: 04/26/06, Page#: 0, Line#: 378
    • AA 692109 , Ross Date Filed: 04/26/06, Page#: 0, Line#: 380
    • AA 836779 , Ross Date Filed: 04/26/06, Page#: 0, Line#: 382
    • AA 543957 (late) , Homan Date Filed: 04/26/06, Page#: 0, Line#: 471
    • AA 501465 (late) , Ross Date Filed: 04/26/06, Page#: 0, Line#: 601
    • AA 518605 , Ross Date Filed: 04/26/06, Page#: 0, Line#: 633
    • AA 843383 (late) , Homan Date Filed: 04/26/06, Page#: 0, Line#: 644
    • AA 091599 , Ross Date Filed: 04/26/06, Page#: 0, Line#: 675
    • AA 172387 , Ross Date Filed: 04/26/06, Page#: 0, Line#: 1228
    • AA 411005 , Kottkamp Date Filed: 04/26/06, Page#: 0, Line#: 1322
    • AA 572145 (late) , Ross Date Filed: 04/26/06, Page#: 0, Line#: 1363
    • AA 208689 (late) , Ross Date Filed: 04/26/06, Page#: 0, Line#: 1363
    • AA 267653 (late) , Ross Date Filed: 04/26/06, Page#: 0, Line#: 1416

Staff Analysis

Chamber Committee
Chamber: House Committee: Commerce Council 4/24/2006 7:19:06 PM
Chamber: House Committee: Commerce Council 4/20/2006 1:09:41 PM
Chamber: House Committee: Insurance Committee 4/3/2006 10:53:29 AM
Chamber: House Committee: Insurance Committee 4/3/2006 10:48:47 AM
Chamber: House Committee: Insurance Committee 3/29/2006 5:32:46 PM

Vote History

(No Votes Recorded)

Bill History

Event Time Member Committee Ver.
Event: H Laid on Table, Link/Iden/Sim/Compare passed, HB 561 (Ch. 2006-305) Time: 05/03/2006 - 3:45 PM Member: Committee: Version: c1
Event: H Substituted CS/CS/CS/SB 2114 (Vetoed by Governor) Time: 05/03/2006 - 3:45 PM Member: Committee: Version: c1
Event: H Bill added to Special Order Calendar (5/3/2006) Time: 05/02/2006 - 8:54 PM Member: Committee: Version: c1
Event: H Added to Unfinished Business Calendar Time: 04/27/2006 - 7:19 PM Member: Committee: Version: c1
Event: H Temporarily postponed on second reading; On Unfinished Business Time: 04/27/2006 - 12:28 PM Member: Committee: Version: c1
Event: H Amendment 700727 temporarily postponed Time: 04/27/2006 - 12:25 PM Member: Committee: Version: c1
Event: H Read 2nd time Time: 04/27/2006 - 12:14 PM Member: Committee: Version: c1
Event: H Amendment 208689 filed late Time: 04/26/2006 - 8:21 PM Member: Committee: Version: c1
Event: H Amendment 063297 filed late Time: 04/26/2006 - 8:20 PM Member: Committee: Version: c1
Event: H Amendment 834491 filed late Time: 04/26/2006 - 8:19 PM Member: Committee: Version: c1
Event: H Amendment 543957 filed late Time: 04/26/2006 - 7:59 PM Member: Committee: Version: c1
Event: H Amendment 843383 filed late Time: 04/26/2006 - 7:58 PM Member: Committee: Version: c1
Event: H Amendment 158977 filed late Time: 04/26/2006 - 7:45 PM Member: Committee: Version: c1
Event: H Amendment 501465 filed late Time: 04/26/2006 - 7:44 PM Member: Committee: Version: c1
Event: H Amendment 267653 filed late Time: 04/26/2006 - 5:25 PM Member: Committee: Version: c1
Event: H Amendment 572145 filed late Time: 04/26/2006 - 5:24 PM Member: Committee: Version: c1
Event: H Amendment 692109 filed Time: 04/26/2006 - 5:14 PM Member: Committee: Version: c1
Event: H Amendment 191577 filed Time: 04/26/2006 - 5:13 PM Member: Committee: Version: c1
Event: H Amendment 172387 filed Time: 04/26/2006 - 5:12 PM Member: Committee: Version: c1
Event: H Amendment 091599 filed Time: 04/26/2006 - 5:11 PM Member: Committee: Version: c1
Event: H Amendment 518605 filed Time: 04/26/2006 - 5:09 PM Member: Committee: Version: c1
Event: H Amendment 460791 filed Time: 04/26/2006 - 5:07 PM Member: Committee: Version: c1
Event: H Amendment 411005 filed Time: 04/26/2006 - 5:03 PM Member: Committee: Version: c1
Event: H Amendment 447589 filed Time: 04/26/2006 - 5:02 PM Member: Committee: Version: c1
Event: H Amendment 383015 filed Time: 04/26/2006 - 4:36 PM Member: Committee: Version: c1
Event: H Amendment 836779 filed Time: 04/26/2006 - 4:36 PM Member: Committee: Version: c1
Event: H Amendment 680339 filed Time: 04/26/2006 - 4:34 PM Member: Committee: Version: c1
Event: H Amendment 194097 filed Time: 04/26/2006 - 2:19 PM Member: Committee: Version: c1
Event: H Amendment 760601 filed Time: 04/26/2006 - 1:15 PM Member: Committee: Version: c1
Event: H Amendment 823835 filed Time: 04/26/2006 - 12:51 PM Member: Committee: Version: c1
Event: H Amendment 770773 filed Time: 04/26/2006 - 12:36 PM Member: Committee: Version: c1
Event: H Amendment 642661 filed Time: 04/26/2006 - 9:38 AM Member: Committee: Version: c1
Event: H Amendment 700727 filed Time: 04/26/2006 - 9:37 AM Member: Committee: Version: c1
Event: H Amendment 093505 filed Time: 04/26/2006 - 9:37 AM Member: Committee: Version: c1
Event: H Bill added to Special Order Calendar (4/27/2006) Time: 04/25/2006 - 6:23 PM Member: Committee: Version: c1
Event: H Added to Second Reading Calendar Time: 04/24/2006 - 8:57 PM Member: Committee: Version: c1
Event: H Bill released to House Calendar Time: 04/24/2006 - 8:57 PM Member: Committee: Version: c1
Event: H Pending review of CS under Rule 6.3 Time: 04/24/2006 - 7:29 PM Member: Committee: Version: c1
Event: H Reported out of Commerce Council Time: 04/24/2006 - 7:20 PM Member: Committee: Commerce Council Version: __
Event: H Favorable with CS by Commerce Council Time: 04/20/2006 - 2:30 PM Member: Committee: Commerce Council Version: __
Event: H Added to Commerce Council agenda Time: 04/18/2006 - 4:11 PM Member: Committee: Commerce Council Version: __
Event: H 1st Reading Time: 04/05/2006 - 7:01 PM Member: Committee: Version: __
Event: H Now in Commerce Council Time: 04/05/2006 - 11:40 AM Member: Committee: Commerce Council Version: __
Event: H Referred to Commerce Council Time: 04/05/2006 - 11:40 AM Member: Committee: Commerce Council Version: __
Event: H Filed Time: 04/03/2006 - 10:51 AM Member: Committee: Insurance Committee Version: __