CS/SB 102 (2012) -  Credit Reports

by Commerce and Tourism and Siplin (CO-SPONSORS) Detert; Lynn; Braynon
Prohibiting an employer from using a job applicant’s credit report or credit history to make certain hiring, compensation, or other employment decisions; prohibiting an insurer using a rate, rating schedule, rating manual, or an underwriting rule that is not contained in a rating manual and is determined in whole or in part on the basis of a credit report or credit score of an insured; including the refusal to insure or continue to insure any individual or risk because of the insured’s or applicant’s credit report or credit score among the list of activities constituting unfair methods of competition and unfair or deceptive acts; prohibiting the use by insurers of credit reports and credit scores in making rating determinations, etc.
Effective Date: 07/01/2012
Last Event: 03/09/12 S Died in Banking and Insurance on Friday, March 9, 2012 11:59 PM

Referred Committees and Committee Actions

Senate Referrals

  • Commerce and Tourism
    • On agenda for: 01/19/12 8:00 AM
    • Favorable With Committee Substitute (final action) Votes: Yeas 6   Nays 0
  • Banking and Insurance
  • Governmental Oversight and Accountability

Related Bills

Bill Text

Staff Analysis

Chamber Committee
Chamber: Senate Committee: Commerce and Tourism 1/23/2012 7:45:27 AM
Chamber: Senate Committee: Commerce and Tourism 1/18/2012 8:11:44 AM

Vote History

(No Votes Recorded)

Bill History

Event Time Member Committee Ver.
Event: S Died in Banking and Insurance Time: 03/09/2012 - 11:59 PM Member: Committee: Version: c1
Event: S CS by Commerce and Tourism read 1st time -SJ 268 Time: 01/24/2012 - 6:27 PM Member: Committee: Version: c1
Event: S Now in Banking and Insurance -SJ 264 Time: 01/24/2012 - 10:08 AM Member: Committee: Version: c1
Event: S Pending reference review under Rule 4.7(2) - (Committee Substitute) Time: 01/23/2012 - 7:53 AM Member: Committee: Version: c1
Event: S CS by Commerce and Tourism; YEAS 6 NAYS 0 -SJ 264 Time: 01/19/2012 - 11:51 AM Member: Committee: Version: __
Event: S On Committee agenda-- Commerce and Tourism, 01/19/12, 8:00 am, 401 Senate Office Building Time: 01/13/2012 - 11:47 AM Member: Committee: Version: __
Event: S Introduced -SJ 17 Time: 01/10/2012 - 8:28 AM Member: Committee: Version: __
Event: S Referred to Commerce and Tourism; Banking and Insurance; Governmental Oversight and Accountability -SJ 17 Time: 09/08/2011 - 2:55 PM Member: Committee: Version: __
Event: S Filed Time: 08/29/2011 - 12:20 PM Member: Committee: Version: __

Statutes Referenced by this Bill

Statute Other Bill Citations
626.9541 CS/CS/HB 119*, HB 1007, CS/CS/HB 1101*, CS/CS/SB 1620
626.9741

(*) Not the latest version