SB 438 (2012) -  Consumer Finance Charges

General Bill by Bennett
Consumer Finance Charges: Increasing the proportionate loan amounts that are subject to descending maximum rates of interest; increasing the maximum delinquency charge that may be imposed for each loan payment in default for not less than a specified time; revising the maximum amount that a lender may impose as a service charge on a borrower who gives the lender a bad check in full or partial payment of a loan, etc.
Effective Date: 07/01/2012
Last Event: 03/09/12 S Died in Budget on Friday, March 9, 2012 11:59 PM

Referred Committees and Committee Actions

Senate Referrals

  • Banking and Insurance
    • On agenda for: 01/09/12 3:15 PM
    • Favorable (final action) Votes: Yeas 8   Nays 0
  • Commerce and Tourism
    • On agenda for: 02/07/12 1:30 PM
    • Favorable (final action) Votes: Yeas 4   Nays 0
  • Budget Subcommittee on General Government Appropriations
    • On agenda for: 02/28/12 10:45 AM
    • Favorable (final action) Votes: Yeas 5   Nays 1
  • Budget

Related Bills

Bill # Subject Relationship
Bill #: CS/HB 275 Subject: Consumer Finance Charges Relationship: Similar

Bill Text

Staff Analysis

Chamber Committee
Chamber: Senate Committee: Budget Subcommittee on General Government Appropriations 2/29/2012 4:02:09 PM
Chamber: Senate Committee: Budget Subcommittee on General Government Appropriations 2/27/2012 12:09:54 PM
Chamber: Senate Committee: Commerce and Tourism 2/7/2012 3:03:08 PM
Chamber: Senate Committee: Commerce and Tourism 2/6/2012 1:34:20 PM
Chamber: Senate Committee: Banking and Insurance 1/9/2012 4:12:51 PM
Chamber: Senate Committee: Banking and Insurance 1/6/2012 10:31:36 AM

Vote History

(No Votes Recorded)

Bill History

Event Time Member Committee Ver.
Event: S Died in Budget Time: 03/09/2012 - 11:59 PM Member: Committee: Version: __
Event: S Now in Budget -SJ 721 Time: 02/29/2012 - 4:01 PM Member: Committee: Version: __
Event: S Favorable by Budget Subcommittee on General Government Appropriations; YEAS 5 NAYS 1 -SJ 721 Time: 02/28/2012 - 3:00 PM Member: Committee: Version: __
Event: S On Committee agenda-- Budget Subcommittee on General Government Appropriations, 02/28/12, 10:45 am, 401 Senate Office Building Time: 02/23/2012 - 9:16 PM Member: Committee: Version: __
Event: S Now in Budget Subcommittee on General Government Appropriations Time: 02/08/2012 - 7:59 AM Member: Committee: Version: __
Event: S Subreferred to Budget Subcommittee on General Government Appropriations -SJ 349 Time: 02/08/2012 - 7:51 AM Member: Committee: Version: __
Event: S Now in Budget -SJ 325 Time: 02/07/2012 - 3:12 PM Member: Committee: Version: __
Event: S Favorable by Commerce and Tourism; YEAS 4 NAYS 0 -SJ 325 Time: 02/07/2012 - 2:34 PM Member: Committee: Version: __
Event: S On Committee agenda-- Commerce and Tourism, 02/07/12, 1:30 pm, 401 Senate Office Building Time: 02/02/2012 - 6:54 PM Member: Committee: Version: __
Event: S Introduced -SJ 40 Time: 01/10/2012 - 8:28 AM Member: Committee: Version: __
Event: S Now in Commerce and Tourism -SJ 110 Time: 01/09/2012 - 4:16 PM Member: Committee: Version: __
Event: S Favorable by Banking and Insurance; YEAS 8 NAYS 0 -SJ 110 Time: 01/09/2012 - 3:51 PM Member: Committee: Version: __
Event: S On Committee agenda-- Banking and Insurance, 01/09/12, 3:15 pm, 412 Knott Building Time: 12/21/2011 - 2:41 PM Member: Committee: Version: __
Event: S Referred to Banking and Insurance; Commerce and Tourism; Budget -SJ 40 Time: 11/02/2011 - 2:04 PM Member: Committee: Version: __
Event: S Filed Time: 10/05/2011 - 8:57 AM Member: Committee: Version: __

Statutes Referenced by this Bill

Statute Other Bill Citations
516.031 CS/HB 275, SB 1894
516.19 CS/HB 275, SB 1894