SB 546 (2022) -  Consumer Finance Loans

General Bill by Gruters
Consumer Finance Loans: Authorizing an applicant for a license to make and collect loans under the Florida Consumer Finance Act to provide certain documents in lieu of evidence of liquid assets; prohibiting a person licensed to make and collect consumer finance loans from charging prepayment penalties for loans; authorizing a licensee or an applicant for a license to make and collect consumer finance loans to provide a surety bond, certificate of deposit, or letter of credit in lieu of evidence of liquid assets; modifying grounds for denial of license or disciplinary action for certain violations of the Florida Consumer Finance Act, etc.
SB Substituted for CS/HB 123 By Insurance & Banking Subcommittee and Stevenson
Effective Date: 10/01/2022
Last Event: 05/23/22 Chapter No. 2022-130 on Monday, May 23, 2022 9:55 AM
Date Available for Final Passage: Monday, March 07, 2022 4:28 PM

Referred Committees and Committee Actions

Senate Referrals

  • Banking and Insurance
    • On agenda for: 12/01/21 8:30 AM
    • Favorable (final action) Votes: Yeas 11   Nays 0
  • Commerce and Tourism
    • On agenda for: 01/10/22 4:00 PM
    • Favorable (final action) Votes: Yeas 10   Nays 0
  • Rules
    • On agenda for: 01/20/22 9:30 AM
    • Favorable (final action) Votes: Yeas 16   Nays 0

Related Bills

Bill # Subject Relationship
Bill #: CS/HB 123 Subject: Consumer Finance Loans Relationship: Similar

Bill Text

Staff Analysis

Chamber Committee
Chamber: Senate Committee: Rules 1/20/2022 12:21:43 PM
Chamber: Senate Committee: Rules 1/19/2022 8:32:48 AM
Chamber: Senate Committee: Commerce and Tourism 1/11/2022 10:05:20 AM
Chamber: Senate Committee: Commerce and Tourism 1/7/2022 3:32:28 PM
Chamber: Senate Committee: Banking and Insurance 12/13/2021 2:31:40 PM
Chamber: Senate Committee: Banking and Insurance 11/30/2021 8:30:29 AM

Vote History

Chamber Date Yeas Nays Action Action 2 Vote Detail Barcode
Chamber: Senate Date: 01/27/2022 02:59 PM   Yeas: 36 Nays: 0 Action: Action 2: Vote Detail: Vote [Seq# 6] Barcode:
Chamber: House Date: 03/04/2022 02:46 PM   Yeas: 113 Nays: 0 Action: Action 2: Passage Vote Detail: Vote [Seq# 728] Barcode:
Chamber: Senate Date: 03/08/2022 12:19 PM   Yeas: 39 Nays: 0 Action: Action 2: Returning Messages Vote Detail: Vote [Seq# 16] Barcode:

Bill History

Event Time Member Committee Ver.
Event: Chapter No. 2022-130 Time: 05/23/2022 - 9:55 AM Member: Committee: Version: er
Event: Approved by Governor Time: 05/20/2022 - 7:34 PM Member: Committee: Version: er
Event: Signed by Officers and presented to Governor Time: 05/20/2022 - 9:50 AM Member: Committee: Version: er
Event: S Ordered engrossed, then enrolled -SJ 730 Time: 03/08/2022 - 12:20 PM Member: Committee: Version: __
Event: S Passed as amended; YEAS 39 NAYS 0 -SJ 730 Time: 03/08/2022 - 12:20 PM Member: Committee: Version: __
Event: S Concurred in 1 amendment(s) (856305) -SJ 730 Time: 03/08/2022 - 12:19 PM Member: Committee: Version: __
Event: S In returning messages Time: 03/04/2022 - 3:15 PM Member: Committee: Version: __
Event: H Message sent to senate Time: 03/04/2022 - 3:13 PM Member: Committee: Version: __
Event: H Passed as amended; YEAS 113, NAYS 0 Time: 03/04/2022 - 2:46 PM Member: Committee: Version: __
Event: H Read 3rd time Time: 03/04/2022 - 2:46 PM Member: Committee: Version: __
Event: H Added to Third Reading Calendar Time: 03/03/2022 - 7:10 PM Member: Committee: Version: __
Event: H Placed on 3rd reading Time: 03/03/2022 - 4:28 PM Member: Committee: Version: __
Event: H Amendment 856305 adopted Time: 03/03/2022 - 4:28 PM Member: Committee: Version: __
Event: H Read 2nd time Time: 03/03/2022 - 4:26 PM Member: Committee: Version: __
Event: H Substituted for CS/HB 123 Time: 03/03/2022 - 4:26 PM Member: Committee: Version: c1
Event: H 1st Reading Time: 02/28/2022 - 11:01 PM Member: Committee: Version: __
Event: H Bill added to Special Order Calendar (3/3/2022) Time: 02/28/2022 - 10:01 PM Member: Committee: Version: __
Event: H Bill referred to House Calendar Time: 02/28/2022 - 7:23 PM Member: Committee: Version: __
Event: H Amendment 856305 filed Time: 02/25/2022 - 12:00 PM Member: Committee: Version: __
Event: H In Messages Time: 01/27/2022 - 4:45 PM Member: Committee: Version: __
Event: S Immediately certified -SJ 236 Time: 01/27/2022 - 4:20 PM Member: Committee: Version: __
Event: S Passed; YEAS 36 NAYS 0 -SJ 228, 229 Time: 01/27/2022 - 2:59 PM Member: Committee: Version: __
Event: S Read 3rd time -SJ 228 Time: 01/27/2022 - 2:59 PM Member: Committee: Version: __
Event: S Read 2nd time -SJ 228 Time: 01/27/2022 - 2:58 PM Member: Committee: Version: __
Event: S Placed on Special Order Calendar, 01/27/22 -SJ 236 Time: 01/24/2022 - 5:20 PM Member: Committee: Version: __
Event: S Placed on Calendar, on 2nd reading Time: 01/20/2022 - 12:36 PM Member: Committee: Rules Version: __
Event: S Favorable by- Rules; YEAS 16 NAYS 0 -SJ 215 Time: 01/20/2022 - 11:29 AM Member: Committee: Rules Version: __
Event: S On Committee agenda-- Rules, 01/20/22, 9:30 am, 412 Knott Building Time: 01/14/2022 - 2:02 PM Member: Committee: Rules Version: __
Event: S Introduced -SJ 33 Time: 01/11/2022 - 11:01 AM Member: Committee: Version: __
Event: S Now in Rules Time: 01/11/2022 - 10:10 AM Member: Committee: Rules Version: __
Event: S Favorable by Commerce and Tourism; YEAS 10 NAYS 0 -SJ 95 Time: 01/10/2022 - 4:38 PM Member: Committee: Commerce and Tourism Version: __
Event: S On Committee agenda-- Commerce and Tourism, 01/10/22, 4:00 pm, 110 Senate Building Time: 01/03/2022 - 1:39 PM Member: Committee: Commerce and Tourism Version: __
Event: S Now in Commerce and Tourism Time: 12/01/2021 - 5:04 PM Member: Committee: Commerce and Tourism Version: __
Event: S Favorable by Banking and Insurance; YEAS 11 NAYS 0 -SJ 94 Time: 12/01/2021 - 11:08 AM Member: Committee: Banking and Insurance Version: __
Event: S On Committee agenda-- Banking and Insurance, 12/01/21, 8:30 am, 412 Knott Building Time: 11/22/2021 - 2:46 PM Member: Committee: Banking and Insurance Version: __
Event: S Referred to Banking and Insurance; Commerce and Tourism; Rules -SJ 33 Time: 11/03/2021 - 3:08 PM Member: Committee: Banking and Insurance Version: __
Event: S Filed Time: 10/19/2021 - 9:39 AM Member: Committee: Version: __

Statutes Referenced by this Bill

Statute Other Bill Citations
516.03 CS/HB 123
516.031 CS/HB 123
516.05 CS/HB 123
516.07 CS/HB 123
559.952 CS/HB 123, CS/HB 273, CS/CS/HB 389, CS/CS/HB 431*, CS/SB 486, CS/CS/SB 1536

(*) Not the latest version