SB 2-A (2022) -  Property Insurance

General Bill by Boyd
Property Insurance: Creating the Florida Optional Reinsurance Assistance program (FORA), to be administered by the State Board of Administration; authorizing eligible insurers to purchase reinsurance coverage under FORA; providing that property insurers may be subject to an additional market conduct examination by the Office of Insurance Regulation after a hurricane under certain circumstances; specifying conditions that must be met for a property insurance policy to require mandatory binding arbitration; prohibiting policyholders from assigning post-loss insurance benefits under residential or commercial property insurance policies issued on or after a specified date, etc.
Effective Date: 12/16/2022 Except as otherwise expressly provided
Last Event: 12/16/22 Chapter No. 2022-271 on Friday, December 16, 2022 5:25 PM

Referred Committees and Committee Actions

Senate Referrals

  • Banking and Insurance
    • On agenda for: 12/12/22 12:00 PM
    • Favorable (final action) Votes: Yeas 9   Nays 3
  • Fiscal Policy
    • On agenda for: 12/12/22 3:00 PM
    • Favorable (final action) Votes: Yeas 15   Nays 5

Related Bills

Bill # Subject Relationship
Bill #: HB 1A Subject: Property Insurance Relationship: Identical

Bill Text

  • Enrolled
  • Original Filed Version
    • A 798733 , Cassel Date Filed: 12/14/22, Line#: 163 House: Failed 12/14/2022 11:45 AM
    • A 213342 , Thompson Date Filed: 12/13/22, Line#: 447 Senate: Failed 12/13/2022 3:27:43 PM
    • A 333927 , Joseph Date Filed: 12/14/22, Line#: 448 House: Failed 12/14/2022 11:49 AM
    • A 533310 , Pizzo Date Filed: 12/12/22, Line#: 452 Senate: Failed 12/13/2022 2:36:38 PM
    • A 757448 , Pizzo Date Filed: 12/12/22, Line#: 452 Senate: Failed 12/13/2022 2:38:40 PM
    • A 658884 , Pizzo Date Filed: 12/12/22, Line#: 527 Senate: Failed 12/13/2022 2:42:59 PM
    • A 130902 , Pizzo Date Filed: 12/12/22, Line#: 540 Senate: Failed 12/13/2022 2:46:19 PM
    • A 652232 , Rouson Date Filed: 12/12/22, Line#: 592 Senate: Failed 12/13/2022 2:48:33 PM
    • A 172138 , Rouson Date Filed: 12/12/22, Line#: 601 Senate: Failed 12/13/2022 2:50:41 PM
    • A 786778 , Torres Date Filed: 12/12/22, Line#: 604 Senate: Failed 12/13/2022 2:53:42 PM
    • A 847224 , Polsky Date Filed: 12/12/22, Line#: 613 Senate: Failed 12/13/2022 2:56:28 PM
    • A 951137 , Edmonds Date Filed: 12/13/22, Line#: 1367 House: Failed 12/14/2022 11:54 AM
    • A 938406 , Thompson Date Filed: 12/13/22, Line#: 2400 Senate: Failed 12/13/2022 3:34:22 PM
    • A 551146 , Powell Date Filed: 12/12/22, Line#: 2418 Senate: Failed 12/13/2022 2:58:07 PM
    • A 050303 , Joseph Date Filed: 12/13/22, Line#: 2422 House: Failed 12/14/2022 11:58 AM
    • A 862706 , Powell Date Filed: 12/12/22, Line#: 2593 Senate: Failed 12/13/2022 2:59:43 PM
    • A 645452 , Torres Date Filed: 12/12/22, Line#: 2593 Senate: Withdrawn 12/13/2022 3:00:28 PM
    • A 619600 , Polsky Date Filed: 12/12/22, Line#: 2607 Senate: Failed 12/13/2022 3:07:20 PM
    • A 918414 , Book Date Filed: 12/12/22, Line#: 2607 Senate: Withdrawn 12/13/2022 3:08:51 PM
    • A 777772 , Pizzo Date Filed: 12/12/22, Line#: 2637 Senate: Failed 12/13/2022 3:10:45 PM
    • A 856854 , Pizzo Date Filed: 12/12/22, Line#: 2641 Senate: Failed 12/13/2022 3:13:51 PM
    • A 353138 , Pizzo Date Filed: 12/12/22, Line#: 2682 Senate: Failed 12/13/2022 3:15:32 PM
    • A 123478 , Rouson Date Filed: 12/12/22, Line#: 3022 Senate: Failed 12/13/2022 3:16:45 PM
    • A 279842 , Pizzo Date Filed: 12/12/22, Line#: 3039 Senate: Failed 12/13/2022 3:19:40 PM
    • A 733204 , Book Date Filed: 12/12/22, Line#: 3039 Senate: Failed 12/13/2022 3:21:51 PM
    • A 898933 , Eskamani Date Filed: 12/13/22, Line#: 3039 House: Failed 12/14/2022 12:01 PM
    • A 457149 , Hart Date Filed: 12/13/22, Line#: 3039 House: Withdrawn 12/14/2022 10:38 AM
    • A 391107 , Hart Date Filed: 12/13/22, Line#: 3039 House: Withdrawn 12/14/2022 10:38 AM
    • A 720313 , Nixon Date Filed: 12/13/22, Line#: 3039 House: Withdrawn 12/14/2022 09:57 AM
    • A 674763 , Driskell Date Filed: 12/14/22, Line#: 3039 House: Failed 12/14/2022 12:04 PM
    • A 489604 , Banking and Insurance, Thompson Date Filed: 12/12/22, Line#: 447 Senate(c): Unfavorable 12/12/2022 02:50 PM
    • A 368558 , Banking and Insurance, Thompson Date Filed: 12/12/22, Line#: 2400 Senate(c): Unfavorable 12/12/2022 02:50 PM
    • A 574674 , Banking and Insurance, Powell Date Filed: 12/12/22, Line#: 2418 Senate(c): Unfavorable 12/12/2022 02:50 PM
    • A 320720 , Banking and Insurance, Torres Date Filed: 12/12/22, Line#: 2593 Senate(c): Unfavorable 12/12/2022 02:50 PM
    • A 676338 , Banking and Insurance, Powell Date Filed: 12/12/22, Line#: 2593 Senate(c): Unfavorable 12/12/2022 02:50 PM
    • A 532468 , Fiscal Policy, Berman Date Filed: 12/12/22, Line#: 2748 Senate(c): Unfavorable 12/12/2022 06:42 PM
    • A 785452 , Fiscal Policy, Osgood Date Filed: 12/12/22, Line#: 3016 Senate(c): Unfavorable 12/12/2022 06:42 PM
    • A 242906 , Fiscal Policy, Osgood Date Filed: 12/12/22, Line#: 3024 Senate(c): Unfavorable 12/12/2022 06:42 PM

Staff Analysis

Chamber Committee
Chamber: Senate Committee: Fiscal Policy 12/12/2022 6:30:12 PM
Chamber: Senate Committee: Fiscal Policy 12/12/2022 2:59:30 PM
Chamber: Senate Committee: Banking and Insurance 12/12/2022 2:44:48 PM
Chamber: Senate Committee: Banking and Insurance 12/9/2022 6:22:45 PM

Vote History

Chamber Date Yeas Nays Action Action 2 Vote Detail Barcode
Chamber: Senate Date: 12/13/2022 02:42 PM   Yeas: 12 Nays: 26 Action: Amendment Action 2: Vote Detail: Vote [Seq# 6] Barcode:
Chamber: Senate Date: 12/13/2022 03:34 PM   Yeas: 11 Nays: 29 Action: Amendment Action 2: Vote Detail: Vote [Seq# 7] Barcode:
Chamber: Senate Date: 12/13/2022 04:53 PM   Yeas: 27 Nays: 13 Action: Action 2: Vote Detail: Vote [Seq# 8] Barcode:
Chamber: House Date: 12/14/2022 11:53 AM   Yeas: 33 Nays: 82 Action: Action 2: Adoption Vote Detail: Vote [Seq# 6] Barcode: 951137
Chamber: House Date: 12/14/2022 11:58 AM   Yeas: 32 Nays: 84 Action: Action 2: Adoption Vote Detail: Vote [Seq# 7] Barcode: 050303
Chamber: House Date: 12/14/2022 12:03 PM   Yeas: 32 Nays: 84 Action: Action 2: Adoption Vote Detail: Vote [Seq# 8] Barcode: 674763
Chamber: House Date: 12/14/2022 01:29 PM   Yeas: 84 Nays: 33 Action: Action 2: Passage Vote Detail: Vote [Seq# 9] Barcode:

Bill History

Event Time Member Committee Ver.
Event: Chapter No. 2022-271 Time: 12/16/2022 - 5:25 PM Member: Committee: Version: er
Event: Approved by Governor Time: 12/16/2022 - 3:27 PM Member: Committee: Version: er
Event: Signed by Officers and presented to Governor -SJ 97 Time: 12/14/2022 - 5:25 PM Member: Committee: Version: er
Event: S Ordered enrolled -SJ 97 Time: 12/14/2022 - 2:22 PM Member: Committee: Version: __
Event: H Message sent to senate Time: 12/14/2022 - 2:13 PM Member: Committee: Version: __
Event: H Passed; YEAS 84, NAYS 33 Time: 12/14/2022 - 1:29 PM Member: Committee: Version: __
Event: H Read 3rd time Time: 12/14/2022 - 12:04 PM Member: Committee: Version: __
Event: H Amendment 674763 Failed Time: 12/14/2022 - 12:04 PM Member: Committee: Version: __
Event: H Amendment 898933 Failed Time: 12/14/2022 - 12:01 PM Member: Committee: Version: __
Event: H Amendment 050303 Failed Time: 12/14/2022 - 11:58 AM Member: Committee: Version: __
Event: H Amendment 951137 Failed Time: 12/14/2022 - 11:54 AM Member: Committee: Version: __
Event: H Amendment 333927 Failed Time: 12/14/2022 - 11:49 AM Member: Committee: Version: __
Event: H Amendment 798733 Failed Time: 12/14/2022 - 11:45 AM Member: Committee: Version: __
Event: H Amendment 391107 withdrawn Time: 12/14/2022 - 10:38 AM Member: Committee: Version: __
Event: H Amendment 457149 withdrawn Time: 12/14/2022 - 10:38 AM Member: Committee: Version: __
Event: H Read 2nd time Time: 12/14/2022 - 10:05 AM Member: Committee: Version: __
Event: H Amendment 720313 withdrawn Time: 12/14/2022 - 9:57 AM Member: Committee: Version: __
Event: H Amendment 798733 filed Time: 12/14/2022 - 7:21 AM Member: Committee: Version: __
Event: H Amendment 333927 filed Time: 12/14/2022 - 7:17 AM Member: Committee: Version: __
Event: H Amendment 674763 filed Time: 12/14/2022 - 7:06 AM Member: Committee: Version: __
Event: H Amendment 050303 filed Time: 12/14/2022 - 7:05 AM Member: Committee: Version: __
Event: H Amendment 951137 filed Time: 12/13/2022 - 10:55 PM Member: Committee: Version: __
Event: H Amendment 720313 filed Time: 12/13/2022 - 8:47 PM Member: Committee: Version: __
Event: H 1st Reading Time: 12/13/2022 - 7:46 PM Member: Committee: Version: __
Event: H Amendment 391107 filed Time: 12/13/2022 - 7:40 PM Member: Committee: Version: __
Event: H Amendment 457149 filed Time: 12/13/2022 - 7:34 PM Member: Committee: Version: __
Event: H Amendment 898933 filed Time: 12/13/2022 - 7:30 PM Member: Committee: Version: __
Event: H Bill added to Special Order Calendar (12/14/2022) Time: 12/13/2022 - 6:59 PM Member: Committee: Version: __
Event: H Bill referred to House Calendar Time: 12/13/2022 - 6:43 PM Member: Committee: Version: __
Event: H In Messages Time: 12/13/2022 - 5:26 PM Member: Committee: Version: __
Event: S Passed; YEAS 27 NAYS 13 -SJ 96 Time: 12/13/2022 - 4:54 PM Member: Committee: Version: __
Event: S Read 3rd time -SJ 96 Time: 12/13/2022 - 3:34 PM Member: Committee: Version: __
Event: S Amendment(s) failed (938406, 213342, 733204, 279842, 123478, 353138, 856854, 777772, 619600, 862706, 551146, 847224, 786778, 172138, 652232, 130902, 658884, 757448, 533310) -SJ 51 Time: 12/13/2022 - 2:36 PM Member: Committee: Version: __
Event: S Read 2nd time -SJ 49 Time: 12/13/2022 - 10:50 AM Member: Committee: Version: __
Event: S Introduced -SJ 2 Time: 12/12/2022 - 7:19 PM Member: Committee: Version: __
Event: S Placed on Special Order Calendar, 12/13/22 -SJ 96 Time: 12/12/2022 - 6:48 PM Member: Committee: Version: __
Event: S Placed on Calendar, on 2nd reading Time: 12/12/2022 - 6:47 PM Member: Committee: Fiscal Policy Version: __
Event: S Favorable by- Fiscal Policy; YEAS 15 NAYS 5 -SJ 3 Time: 12/12/2022 - 6:19 PM Member: Committee: Fiscal Policy Version: __
Event: S On Committee agenda-- Fiscal Policy, 12/12/22, 3:00 pm, 412 Knott Building Time: 12/12/2022 - 6:14 PM Member: Committee: Fiscal Policy Version: __
Event: S Now in Fiscal Policy Time: 12/12/2022 - 2:54 PM Member: Committee: Fiscal Policy Version: __
Event: S Favorable by Banking and Insurance; YEAS 9 NAYS 3 -SJ 3 Time: 12/12/2022 - 2:39 PM Member: Committee: Banking and Insurance Version: __
Event: S On Committee agenda-- Banking and Insurance, 12/12/22, 12:00 pm, 412 Knott Building Time: 12/09/2022 - 6:10 PM Member: Committee: Banking and Insurance Version: __
Event: S Referred to Banking and Insurance; Fiscal Policy -SJ 3 Time: 12/09/2022 - 5:57 PM Member: Committee: Banking and Insurance Version: __
Event: S Filed Time: 12/09/2022 - 5:50 PM Member: Committee: Version: __

Statutes Referenced by this Bill

Statute Other Bill Citations
215.5552 HB 1A
624.1551 HB 1A
624.3161 HB 1A
624.418 HB 1A
624.424 HB 1A
626.9373 HB 1A
626.9541 HB 1A
627.351 HB 1A
627.3511 HB 1A
627.3518 HB 1A
627.410 HB 1A
627.428 HB 1A
627.7011 HB 1A
627.70131 HB 1A
627.70132 HB 1A
627.70152 HB 1A
627.70154 HB 1A, HB 7A
627.7074 HB 1A
627.7142 HB 1A
627.7152 HB 1A, HB 9A
627.7154 HB 1A
631.252 HB 1A
768.79 HB 1A