HB 743 (2023) -  Estoppel Letters

General Bill by Fabricio (CO-SPONSORS) Benjamin
Estoppel Letters: Revises timeframe for mortgagee or mortgage servicer to send estoppel letter; revises requirements for estoppel letter; prohibits mortgagee or mortgage servicer from denying accuracy of estoppel letter; requires payments be applied to unpaid balance of mortgage; provides methods for sending written request for estoppel letter, estoppel letter, & corrected estoppel letter; requires mortgagee or mortgage servicer to take actions within specified time after unpaid balance of loan secured by mortgage has been fully paid; authorizes attorney fees & costs; provides liability.
Effective Date: October 1, 2023
Last Event: Companion bill(s) passed, see SB 708 (Ch. 2023-135) on Monday, May 1, 2023 4:37 PM; HB Laid on Table

Referred Committees and Committee Actions

House Referrals

Related Bills

Bill # Subject Relationship
Bill #: SB 708 Subject: Estoppel Letters Relationship: Identical

Bill Text

Staff Analysis

Chamber Committee
Chamber: House Committee: Final Bill Analysis 5/31/2023 4:59:11 PM
Chamber: House Committee: Final Bill Analysis 5/17/2023 11:37:32 AM
Chamber: House Committee: Commerce Committee 4/11/2023 2:41:34 PM
Chamber: House Committee: Commerce Committee 4/6/2023 4:45:48 PM
Chamber: House Committee: Civil Justice Subcommittee 3/27/2023 2:58:54 PM
Chamber: House Committee: Civil Justice Subcommittee 3/24/2023 9:21:49 AM
Chamber: House Committee: Insurance & Banking Subcommittee 3/21/2023 7:16:53 PM
Chamber: House Committee: Insurance & Banking Subcommittee 3/20/2023 8:09:35 AM

Vote History

(No Votes Recorded)

Bill History

Event Time Member Committee Ver.
Event: H Laid on Table; companion bill(s) passed, see SB 708 (Ch. 2023-135) Time: 05/01/2023 - 4:37 PM Member: Committee: Version: __
Event: H Added to Second Reading Calendar Time: 04/11/2023 - 2:42 PM Member: Committee: Version: __
Event: H Bill released to House Calendar Time: 04/11/2023 - 2:42 PM Member: Committee: Version: __
Event: H Reported out of Commerce Committee Time: 04/11/2023 - 2:42 PM Member: Committee: Commerce Committee Version: __
Event: H Favorable by Commerce Committee (Amended) Time: 04/11/2023 - 1:07 PM Member: Committee: Commerce Committee Version: __
Event: H Added to Commerce Committee agenda Time: 04/06/2023 - 4:19 PM Member: Committee: Commerce Committee Version: __
Event: H Now in Commerce Committee Time: 03/27/2023 - 3:39 PM Member: Committee: Commerce Committee Version: __
Event: H Reported out of Civil Justice Subcommittee Time: 03/27/2023 - 3:39 PM Member: Committee: Civil Justice Subcommittee Version: __
Event: H Favorable by Civil Justice Subcommittee Time: 03/27/2023 - 3:30 PM Member: Committee: Civil Justice Subcommittee Version: __
Event: H Added to Civil Justice Subcommittee agenda Time: 03/23/2023 - 3:57 PM Member: Committee: Civil Justice Subcommittee Version: __
Event: H Now in Civil Justice Subcommittee Time: 03/21/2023 - 7:19 PM Member: Committee: Civil Justice Subcommittee Version: __
Event: H Reported out of Insurance & Banking Subcommittee Time: 03/21/2023 - 7:19 PM Member: Committee: Insurance & Banking Subcommittee Version: __
Event: H Favorable by Insurance & Banking Subcommittee Time: 03/21/2023 - 6:59 PM Member: Committee: Insurance & Banking Subcommittee Version: __
Event: H Added to Insurance & Banking Subcommittee agenda Time: 03/17/2023 - 4:01 PM Member: Committee: Insurance & Banking Subcommittee Version: __
Event: H 1st Reading Time: 03/07/2023 - 10:01 PM Member: Committee: Version: __
Event: H Now in Insurance & Banking Subcommittee Time: 02/21/2023 - 5:51 PM Member: Committee: Insurance & Banking Subcommittee Version: __
Event: H Referred to Commerce Committee Time: 02/21/2023 - 5:51 PM Member: Committee: Commerce Committee Version: __
Event: H Referred to Civil Justice Subcommittee Time: 02/21/2023 - 5:51 PM Member: Committee: Civil Justice Subcommittee Version: __
Event: H Referred to Insurance & Banking Subcommittee Time: 02/21/2023 - 5:51 PM Member: Committee: Insurance & Banking Subcommittee Version: __
Event: H Filed Time: 02/10/2023 - 2:00 PM Member: Fabricio Committee: Version: __

Statutes Referenced by this Bill

Statute Other Bill Citations
701.04 SB 708
701.041 SB 708